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Healthier Now Because of Chicago Title Loans

My parents were old school.  They taught us to never borrow money.  But they never faced a healthcare problem that might have cost them their home.  

That said, if someone told me two years ago I would resort to a car title loan, I would have laughed out loud. But circumstances have changed.

My husband was diagnosed with a serious illness in 2007. He’s doing better now and the doctor said he’ll possibly have a full recovery (it was a stroke and he’s only 37 years old).  He’s a stay-at-home dad now, can’t work, so it was a difficult time for all of us, our three children included.  

I have a good job but my company’s health insurance program has suffered due to the health care problems in our country.  My co-workers and I have had to pay much higher premiums the past several years. But we get reduced benefits and bigger deductibles and co-pays.  Costs to our family rose in two years by more than $450 per month, and that was before anyone got sick.    

About four months after Grigoriev had his stroke, our out-of-pocket costs for the treatment were billed to us at more than $3600. I can assure you, we did not have this cash sitting around the house. We also had used much of our home equity on a new roof and siding for the house (we live in Ukrainian Village downtown).  I looked into a home equity loan, but the bank said no.   So this whole thing hit when we realized we have “bad credit” – which is what happens when you miss a few bills and owe too much on your house. It was starting to look like we might have to sell our house, which would be terrible in this market.  

My car is essential to my job.  We considered selling it, but between my work and the family that would be impossible.  

Instead, we found out our car can be the source of fast cash.  Once I made the decision it was simple. I went to Chicago Title Loans.   It’s all on the computer.  You apply through an online application that takes 20 ro 30 minutes to complete.  The money is in your checking account the next morning.  It’s an online car title loan method I’ll use again if I have to.  

- Iona J.

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