Perhaps it is safe to say that almost everyone has encountered a period in their lives when they did not have enough resources to pay for something that is unexpected. For example, there are times when a family member has to be rushed to the medical center, when you’re suddenly given the opportunity to invest in a business or property, or when you forgot to budget for a particular bill. The problem with conventional sources of funds, like banks, is that they normally take a long time to release the money and by then the cash would be useless. This is one of the explanations why the car title loans in Chicago have been developed since the funds could be in the hands of the borrower within a day. A vital reason for this is that there will be no credit assessment. Generally, a person only has to worry about some identification and the automobile title. Once the loan company has evaluated the value of the vehicle, the money can be supplied in a very short time.

Last month, I gave out my information in response to a text message claiming to be from a legitimate bank. Since then, I couldn’t use my credit card for important purchases and bill payments. Last week, I was so desperate to pay the bills, but didn’t have any way to do so because I was a victim of identity theft. It was so horrible. I called my credit card company to check on the matter but I would still have to wait while they investigated the case.

I did not want to incur late payments, so I sought help from a good friend of mine. He referred me to Chicago Title Loans. He informed me that they offered the lowest interest rates in Illinois and I could get my loan approved in a day. It was the best thing that I could get to make sure my payments were on time. Without wasting a moment, I went online to study the offer. There was an application form on the website to make things easier. I filled it out in only two minutes and got my cash from their store that same day.

I was so glad Chicago Title Loans was there. They gave me hope while I was still seeking resolution to my financial woes. I bet people also love that this service  is offered in the areas of Elmwood Park, Berwyn, Cicero, Lincolnwood, Oak Park, Burbank, Oak Park, and Maywood. Fortunately, it is.

Johnson L.
Chicago, IL

The other day my friend Tony asked me to go the boxing gym with him. He told me I should get some gloves, handwraps, and some headgear. I found a set of gloves in my basement, and figured I could do without the headgear and handwraps. Tony thought it would be a great idea for me to do some sparring on my first day at the gym. He matched me up with a guy who looked like a crossbreed of the Incredible Hulk and a pitbull. I prayed for my life. I got into the ring and within 30 seconds, I was lying on the ground and the room was spinning. It was at that moment I really regretted not using headgear. I had a minor concussion and had to sit on a bench for about 2 hours before leaving the gym. My friend asked me why I didn’t bring headgear (like that would have saved me from the beast in the opposite corner). I told him that I didn’t have the cash on me to buy the gear. He told me I should go to Chicago Title Loans and get a car title loan for some extra cash. I took his advice and went to the loan store. I got some fast cash using my car title as collateral. They had the lowest rates of any place I looked. After I got my money, I went straight to the sporting goods store and bought some headgear. I also bought handwraps, a speed bag, a jump rope, a heavy bag, and an ice pacl (for my battered head).  I am going to train very hard to compete in a 5 round fight against the same guy that just knocked me out. Hopefully he spares me a few brain cells.

Mike Z.

Chicago, IL

By the way, Chicago is near Morton Grove, Bensenville, Orland Park, Lemont, and Downers Grove.

I am a big fan of going out to restaurants for dinner.  I like to go to cafes for lunch as well.  I don’t know how to cook, so it works out perfectly for me.  Although, I would go so far as to say it is kind of become an expensive habit.  I got laid off from my work, but still I go to a different restaurant everyday! I’ve had to tap into my savings as of late.  It is starting to add up!  I can’t help myself.  I try to limit what I eat now though.  For example, I won’t eat dessert anymore and next week I am going to try and stop eating appetizers.  This will be good for my waist line.  I guess I shouldn’t drink alcohol with my dinner either.  I usually get a bottle of wine, but I’ll probably have to limit myself.  I just hate to cook and really don’t know how.  I guess you could say restaurants spoil me!  I am going to have to find some extra cash or I may starve to death.  This concerns me because I don’t think anyone wants to starve to death.  Sure I have a 40 inch waist line, but I don’t want to have to buy new clothes.

Since this dillema, I have been strapped for cash, but my friend says I can get a car title loans in Oak Park and applications take two minutes to fill out.  No personal info is needed and why spend all day in a bank when you can go get an car title loan and have money right away.  Thanks to car title loans in Oak Park (also called auto title loans) - I now have more room to breathe!  Hey its better than borrowing from friends or family.

Biggy S.

By the way Chicago is near Oak Park, Berwyn, Cicero, La Grange, and Willowbrook.

I am absolutely ticked off about the Chicago Bears this year.  I was under the impression that Kyle Orton would be ready enough to at least guide the Chicago Bears to the playoffs.  Unfortunately, this was not the case.  As it seemed the offense still can’t seem to consistently put up points game after game.  Forte on the other hand was a pleasant surprise this year and probably saved the Bears from finishing the season with a losing record.  The Bears defense seemed surprisingly inconsistent as well which tells me there needs to be some re-assessments made there as well.  And the biggest pin prick for me is simply the fact that I spent thousands of dollars on Bears memorabilia this year thinking they would make it to the playoffs.  Now I am flat broke and its tax season.  I need to come up with money fast before I get penalized for not paying my taxes in time!

Unfortunately, bills are due in a few days too. I should have planned things better. Apparently, you can fill out an online application for a car title loan in Chicago.  Its just like an installment loan but easier and faster. I guess applications take two minutes to fill out! Life will be back to normal soon - I just need to weather this little storm.  I love living Chicago and love being Schaumburg, IL.  It could always be worse.  Thank goodness for car title loans in Chicago.  Fast cash when I really needed it.

Calvin K.

By the way Elmwood Park is near Berwyn, Cicero, Lincolnwood, Skokie, and Park Ridge.

I just love the holiday seasons, I just hate how much money it costs me. I always get my Christmas shopping done really early, that’s just the way I am and I am strict on that rule. I hate dealing with those long lines and people rushing around all the time. I can’t stand it.

I’m holding the holidays at my place this year, so I’ve spent a lot of money setting everything up for that. My bank account isn’t looking too fat these days, if you know what I mean. I needed a way to get a hold of some money pretty quick so I could get this shopping out of the way and not wait until the last minute.

I looked around the web a little bit and came across Chicago Title Loans. I wasn’t so sure of it at first, but I thought I might as well give it a shot, right? I read a few of the blogs and other people seemed happy with what they got - why should I be any different? They have an online application that only takes about fifteen or twenty minutes to fill out, and they even off live human assistance the whole way. I got the money the next day, and the interest rate is so low - 5.9% - that it’s actually WORTH doing!

I saved a lot of money, probably a couple hundred bucks. If I would have went anywhere else, I’d be paying back so much I would need a payment plan just to pay back the interest on the loan, you know? These guys actually gave me a warm kind of feeling in my stomach, instead of feeling like I just got stabbed in the back. Anyways, the point is they are a great company and I’m glad that I went through them and not some other place that just wants all of my money. I’d send my own daughter to Chicago Title Loans because I would feel safe about it.

Ricky P.

Chicago, IL

Oh how I HATE the winters we get here in Chicago. They get so cold sometimes I think about picking up and moving out to Florida or somewhere else where it’s always warm. I can’t though, because my entire family lives here. A few weeks ago a found out that my furnace was broken, and that’s something I NEED to have working. Not only for myself, but for my family and everybody that’s going to be here for Thanksgiving in a few weeks! I can’t have everybody sitting here in an ice box, ‘ya know?

I didn’t have the money to replace a furnace, that’s just expensive and way out of my price range. I needed to though, so I hopped on the net and searched and searched my little butt off. I came to the page for Chicago Title Loans, which I wasn’t so sure about at first. I have bad credit, so most places won’t even give me a dollar.

I filled out the online application though, which only took about fifteen minutes, and I got approved! On top of that, it only took about an hour to get the approval, and I had the money the very next day. Their interest rate is unusually low - 5.9%, which is almost unheard of! I actually felt okay about it, I normally HATE taking loans in any way because you end up paying back so much on interest that it’s not even worth it. But it was with Chicago Title Loans.

I got the furnace replaced and I’m sitting in a nice, cozy house again. I can’t wait for everybody to get here, and I’m glad they’ll be able to enjoy the warmth too, because it’s usually pretty cold outside around Thanksgiving in Chicago.

Fredrick V.

Chicago, IL

Every year, my parents throw a HUGE Thanksgiving party at their place, out in New York. We live in Chicago, so taking the whole family there costs a fortune. This year, we’re not doing so good with the money situation, but I couldn’t tell my entire family I couldn’t make it. I’m sure they would have paid for me, but I hate having to tell my family “no.” I want to be able to provide for them, and show them I’m a man and I can take care of my own, you know?

I really didn’t know what I was going to do, until a friend told me about Chicago Title Loans. He was telling me they only charge like, 5.9% interest on it and you can get the money real fast. I didn’t believe him until I checked it out for myself. As soon as I got to the website, sure enough, it was only a 5.9% interest rate. They must be crazy! Most places like this you have to pay double the amount of the loan you got! I filled out the online application right away, and I was approved in less than an hour. I already have the money to take my family to New York to celebrate Thanksgiving!

Thank God I found this place, because if I would have went through anyone else, I would have paid HUNDREDS more in interest, and that’s no joke! I saved so much money that it was actually worth getting a loan. I didn’t feel bad about it or guilty, they actually made me feel GOOD about my decision!

Andrew W.

Chicago, IL

I’ve always loved weddings, but this one was a hectic one for me. My best friend was finally about to tie the knot, and he asked me to be the best man. Of course I said I would do it, and I was excited about it until I realized I didn’t have any money to get to the wedding or buy him a nice gift. I only had another week or two. I got some unexpected bills that I had to pay right away, so I basically screwed myself over.

I definitely couldn’t ask him for money. I called my parents and my cousins, but none of them could loan me any money. I needed some cash and I needed it right away! I was clueless and had no idea what to do. I have bad credit, so I knew trying to get a loan from a bank or getting a credit card was out of the question. I’ve tried that before, and they almost laugh at me like I should know better than to even try!

I got on the Internet and searched for “loans for people with bad credit in Chicago,” and I found the website for Chicago Title Loans. I thought I was going to get denied, but what was the worst that would happen? They would turn me down and say “no,” right? So I filled out the online application, which was EASY, and they even had a live person there to help me out and walk me through the whole process. They were with me until I found out I was approved for the loan, and I had the money the very next day!

I got to go to the wedding with my head held high because I knew I threw him a great bachelor party, got him a great gift, and I wasn’t worried about how I was going to get past this. I enjoyed myself, and the wedding was beautiful. Thank God I found Chicago Title Loans, or I would have been screwed!

Mike P.

We declared bankruptcy this year and had to move to a smaller apartment.  With medical bills twice the size of our combined annual incomes, there were no other options.  We sold our clothes, most of our furniture, some of the kid’s toys and even our Christmas decorations in a yard sale in June. There just wasn’t room for these things in our new apartment, and we needed the money for relocation expenses. Our children were more brave about it than we were. 

But we’re holding things together now and I’m back working parttime.  Money is tight, of course, and we have bad credit for the next seven years.

My wife and I are determined to make this a good Christmas despite everything that’s happened. With just $300, we could go to thrift shops and get decorations, some gifts and maybe host a dinner for our grandparents and my sister’s family.  Last week I saw a car title loan store on Irving Park Road which made me think about our Chevy Suburban, paid for back in 2006.  I didn’t want to go into the store, but went on Google and searched for “loan for car title.” I found Chicago Title Loans.  They let you do it completely through their online application.  I talked to my wife and we did it all on my lunch hour at my desk.  

The next morning the money was in our checking account.  With this fast cash we have a Christmas we look forward to (instead of dreading).

It’s a different way of financing, but car title loan companies respect your collateral and are willing to lend you the cash when no one else will.

- Danny P.